USAA

[KyCAP]

Just checking in..  CAP members without prior service are not allowed to join USAA right?  Anyone?

[nesagsar]

Anyone can make a USAA account but veterans get the best benefits.

[RADIOMAN015]

Just checking in..  CAP members without prior service are not allowed to join USAA right?  Anyone?

This web page will answer your question fully:
https://www.usaa.com/inet/pages/why_choose_usaa_eligibility_main

I'm surprised someone in CAP hasn't approach them about adding CAP senior members to the mix
RM

[KyCAP]

Yea, I ran through that tool.    USAA has an AWESOME new auto purchase discounts for those who qualify for their Auto-Insurance (military related membership).

On 2011 Mercedes GL SUV they have $6000 no haggle incentive.   That takes their base GL and makes them come into price with high end Ford and Chevy products.    If you're former military and not seen this and looking for new vehicles it's a ridiculous incentive that is a small salute for your service.  Its' $3000 on 2012 MB GL SUV.  $1000 on Jeep and GM products as well.   MB is really making a stab at lowering their cost to get to those looking for American SUV with that offer.   :clap:

[bosshawk]

Having been a USAA member since 1960, I can attest to their great deals.  I insure just about everything, except my dog, with them and I have my banking at their bank.  It is true that anyone can deal with the bank, but only current or prior service can use the insurance.

[cap235629]

this thread made me look at the USAA website again.  In the past I could never get an online quote for some reason.  This time I was successful.  I became a member and switched saving myself 50 per month. Now I must get back to watching my Patriots kill the cowgirls......

[SarDragon]

[OT]

Doesn't look like there's much killin' goin' on; 13-10 as we speak, 8:03 left in the 3rd Q.

[PHall]

USAA has loosened up their membership requirements lately. If you're the son or daughter of a veteran you qualify to join.
I remember all of the whining that went on when they opened membership up to enlisted. You would have thought that the world was coming to the end!

[MSG Mac]

I am also a member of USAA. They actually were campaigning forCAP members a few years ago and actually had a booth at a couple of National conferences. They are very good to their customers and as stated have great deals.

[Short Field]

USAA auto rates have increased to the point other insurance companies can beat them. 

[PHall]

USAA auto rates have increased to the point other insurance companies can beat them.

Yeah, but they still have excellant customer service. Which is a plus in my book.

[vmstan]

I love USAA.

[raivo]

I'm saddened that they dropped ATM reimbursement, though. :/

[Shotgun]

I'm saddened that they dropped ATM reimbursement, though. :/

I'm still getting reimbursed for ATM service fees.

And, they still advertise that feature on the website for the free checking account.

Where did you hear they were dropping that service.

[FlyTiger77]

I'm saddened that they dropped ATM reimbursement, though. :/

I'm still getting reimbursed for ATM service fees.

And, they still advertise that feature on the website for the free checking account.

Where did you hear they were dropping that service.

What he said. We got a reimbursement just last week.

[Eclipse]

http://www.americanbanker.com/issues/176_130/usaa-to-end-debit-rewards-1039828-1.html

"The San Antonio institution, which serves U.S. military members and their families, made the announcement July 6, citing research the bank conducted that suggested its cardholders would rather forgo debit rewards than a free checking account and ATM-fee reimbursement."

[MSG Mac]

Debit R

http://www.americanbanker.com/issues/176_130/usaa-to-end-debit-rewards-1039828-1.html

"The San Antonio institution, which serves U.S. military members and their families, made the announcement July 6, citing research the bank conducted that suggested its cardholders would rather forgo debit rewards than a free checking account and ATM-fee reimbursement."

ewards do not mean ATM reimbursements. It means amassing points based on purchases and usage to tradein for merchandise, trips, etc.

[bosshawk]

I have had no indications from USAA that they were dropping ATM reimbursement fees.  In fact, I just got one reimbursed in the last couple of days.

If it ain't from USAA, in writing, it ain't.

[Eclipse]

What the article says is they are dropping erewards 1 Sept in order to maintain ATM reimbusiments.

[SarDragon]

Is that, by any chance, genuine Midwest gibberish?   

[bosshawk]

Tsk, tsk, David.

[blackrain]

I generally have liked USAA. However the 2 percent of your home's value as a deductible can be a little painful I've found. Definitely helps keep their claims down I'm sure.

[lordmonar]

?

I just got (like yesterday) home insurance with them....and my deductible is only $1000 for over $300K of coverage.

[blackrain]

?

I just got (like yesterday) home insurance with them....and my deductible is only $1000 for over $300K of coverage.

Well I need to look into that.

Had a wind storm (new roof among other things) earlier this year and the deductable was based on a percentage of the homes value.

Thanks. Good to know

[Private Investigator]

USAA is a partner now with the American Legion so I decided I will get an insurance quote from them. It was 12% higher than AAA so I stayed with the Auto Club.